DMARC monitoring for financial services
Weekly plain-English DMARC monitoring that shows you every use of your firm's email identity - and gives you the evidence trail to show you've been watching.
Start your free health checkUK data · UK servers·UK GDPR compliant·ICO registered·Professionally insured·Cyber Essentials in progressRegulatory alignment - FCA SYSC and Consumer Duty
FCA SYSC rules and Consumer Duty obligations require firms to take appropriate technical measures to prevent foreseeable harm. DMARC monitoring supports that obligation by identifying email impersonation attempts against your domain before they reach your clients. SealedMail reports document your ongoing monitoring, relevant to both internal audit and regulatory returns. Source: FCA SYSC handbook
The risk: your brand, used against your clients
For an FCA-regulated firm, domain impersonation is a double exposure. The direct route: a spoofed email to your back office redirects a payment or harvests credentials. The indirect - and arguably worse - route: criminals email your clients as you, with instructions, "updated" account details, or links that look exactly like your communications. Email remains the primary attack vector against financial firms, and breaches in the sector are costly: the average UK data breach cost £3.4m (IBM Cost of a Data Breach, 2024).
Both routes start the same way: someone, somewhere, sending email that claims to be your domain. DMARC reporting is the only mechanism that makes those attempts visible.
Where the FCA - stated precisely stands
The FCA does not name DMARC in its Handbook, and SealedMail won't tell you otherwise. What the Handbook does require, through the SYSC sourcebook, is adequate systems and controls proportionate to your firm's risks; the Consumer Duty requires firms to act to avoid causing foreseeable harm to retail customers; and under the Senior Managers and Certification Regime (SM&CR), accountability for those controls is personal. DMARC is the NCSC-recommended control that addresses exact-domain email impersonation - making its monitoring consistent with your SYSC obligations and Consumer Duty requirements, and making the weekly reports a clean way to evidence reasonable steps.
Put plainly: nobody will fine you for lacking a DMARC monitoring service. But if your clients are defrauded by email sent as your domain, "we had no visibility of our email identity being used" is not a comfortable answer to give a regulator that expects foreseeable harm to have been considered.
What a SealedMail report shows a financial firm
Every Monday: which sources sent email as your domain, whether they authenticated, and what receivers did with the mail that didn't. An impersonation campaign against your clients shows up as exactly what it is - described in plain English, with its scale and origin, and with a clear statement of whether your current DMARC policy stopped it or merely observed it. Your compliance function gets a dated, consistent weekly record; your SMF gets something concrete behind the attestation.
Why financial firms choose SealedMail
Compliance-ready by design. Reports written to be filed: dated, plain-English, consistent - usable in board packs, audits and due-diligence responses.
Honest framing. SealedMail describes regulatory context exactly as it is - mandate, guidance or implication - because your compliance team will check, and credibility is the product.
Fixed cost, no procurement maze. £49 per domain, per month, everything included. One line in the budget.
£49 per domain, per month·No contract - cancel any time·UK-based·Support Mon-Fri 09:00-17:00
Start with the facts
The free health check shows your domain's current email authentication posture - scored and explained. A sensible first step before any control discussion.